Buying a Home in Canada? Here’s How I Help.

Whether you’re buying your very first home or upgrading to something new, getting the right mortgage is one of the most important financial decisions you’ll make. As your Dominion Lending Centres mortgage agent, I guide you through every step — from your first question to the day you get your keys.

Get Pre-Approved Before You Shop

A mortgage pre-approval tells you exactly how much you can borrow and locks in an interest rate for up to 120 days. It makes you a serious buyer in the eyes of sellers and real estate agents. I can walk you through the pre-approval process quickly — often within 24 to 48 hours.

How Much Down Payment Do You Need?

In Canada, the minimum down payment is 5% for homes under $500,000, and 10% on the portion between $500,000 and $999,999. Homes over $1 million require 20% down. I help you understand your options and plan for the down payment that works for your budget.

First-Time Home Buyer Programs

If this is your first home, you may be eligible for several programs including the First Home Savings Account (FHSA), the RRSP Home Buyers’ Plan, and the Land Transfer Tax Rebate for Ontario residents. I’ll make sure you don’t leave money on the table.

Fixed Rate or Variable Rate?

This is one of the most common questions I get. A fixed rate gives you payment certainty — your rate and payment stay the same for the entire term. A variable rate can save you money when rates are falling but carries more risk. I’ll walk you through the current market conditions and help you decide which is right for you.

Why Work With US ?

Through Dominion Lending Centres’ network of 230+ lenders, I have access to products and rates that you simply cannot get by walking into a single bank. I negotiate on your behalf, handle the paperwork, and keep you informed at every step — all at no cost to you in most cases.

Ready to start? Call or text me at 416-300-9046 or visit the Contact page to book your free mortgage consultation.